Spread The Cost Of Your Purchases With A Promotional Rate of 0% For Upto 24 Months.

We have teamed up with probably some of the best Credit suppliers in the world in order to offer you an unprecedented choice in payment options, so if you want to spread the cost of your purchase you can so safe in the knowledge that you will be paying no interest whatsoever over the term of the loan as long as the agreed monthly payments are met.

Please take a look at the following options that we have available and choose which ever one suits you best :-

 - Up To 24 Monthly Installments at 0% .

We are over the moon to be able to offer an industry leading zero percent period of up to 24 months on your purchases with Klarna. 

You can spread the cost over 3, 6, 12 or 24 months on qualfying orders. This gives you an affordable way to manage your repayments, with 0% representative APR and no arrangement fees or hidden extras whatsoever. Simply choose Klarna Buy Now Pay Later at the checkout and choose your payback term.




Order Value Eligibility Interest Free

£35.00 - £1000 - 3 Monthly Installments At a Promotional Rate Of 0%

£300 - £4000 - 6 Monthly Installments At a Promotional Rate Of 0%

£500- £4000 - 12 Monthly Installments At a Promotional Rate Of 0%

£1500 - £4000 - 24 Monthly Installments At a Promotional Rate Of 0%


Order Value Eligibility Interest Bearing

£60.00 - £4000 - 36 Months at 18.90%





Representative example

Cash / purchase price £1,200

Deposit £0

24 months promotional rate of interest 0% p.a (variable)*

Nature and amount of any other charge £0.00

The total amount of credit £1200.00

Representative APR 18.9% APR Representative

*If you do not make your full monthly payment, the interest free arrangement will cease and you'll be required to pay interest on all future payments at 18.9% APR Representative.

Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Who are Klarna ?

Klarna are the provider for easy payment services to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna offers payment options such as slice it which allows you to spread the cost of your purchase into equal monthly payments. This means you can buy those bigger purchases when you need them by ‘slicing’ the cost into monthly instalments with no interest, no fees and no credit agreement.

How Do I Use Klarna ?

Each product on the website shows the interest free term lengths that are available and what the monthly installments would be, simply add the product to your cart and at the checkout choose Klarna 'Buy Now Pay Later' and the term length that suits, enter the on screen details and Klarna will make an instant decision, if you are accepted your order will be sent straight out. When you apply with Klarna, just make sure you have the following:

Phone number
Email address
Billing address
Date of birth

Will A Credit Check Be Carried Out ?

Klarna will not carry out a credit check for the three months interest free installments option, however all over terms will require a full credit check which is carried out by Klarna.

Am I eligible?

Your eligibility to Pay in Three is subject to your financial circumstances.

To use Klarna you need -

  • To be 18+
  • A valid mobile number & email address
  • A UK home address
  • A credit/debit card that will be valid for 60 days after placing your order
  • A Facebook account in the applicants name

Swagger Home Furnishings is authorised and regulated by
the Financial Conduct Authority and acts as a credit intermediary and not a lender,
offering credit products provided by a limited number of finance providers, including Klarna Bank AB
(publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and
conditions apply.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority.
Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial
Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the
Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited
period while seeking full authorisation, are available on the Financial Conduct Authority’s website

Copyright © 2018 Swagger Incorporated, Inc. All rights reserved.