0% Finance Now Available
A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.
Rattan garden set £1300 - checkout with Paypal credit.
Four monthly installments of £325
Total paid after 4 months - £1300
About PayPal Credit
PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, cardless revolving credit limit. If approved by PayPal Credit, the credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no lengthy application to fill out, just answer a few quick questions, review and accept the terms and conditions and get a decision in seconds. If you are approved for a credit limit with PayPal Credit then you can use it for future purchases with other retailers.
Frequently asked questions
How does PayPal Credit work?
You can use PayPal Credit on purchases at thousands of stores that accept PayPal. It’s also available for purchases on eBay and exclusively at thousands of other online stores.
- Follow the Check out steps then choose the option 'Bill Me Later'.
- Answer 2 quick questions and accept the terms.
- You’ll know within seconds if you are approved.
- Look for your PayPal Credit statement via email.
If your PayPal Credit account is linked to your PayPal account, your offers may vary.
How do I start using PayPal Credit?
Select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions, to apply for a PayPal Credit account. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your PayPal account and you’ll see it as a payment option every time you check out with PayPal.
How do I select PayPal Credit as my payment source?
There are two ways to choose PayPal Credit. Some merchants have a PayPal Credit option at checkout. If they do, you can simply choose that option. If you don’t see a PayPal Credit option, check out with PayPal, and then you’ll have the option to select PayPal Credit as your payment method. Either way a window will appear on your screen where you’ll provide your date of birth and the last 4 digits of your Social Security number, and then agree to the terms and conditions. Approval takes just seconds and you can complete your purchase.