Spread The Cost Of Your Purchases With A Promotional Rate of 0% For Upto 24 Months.
We have teamed up with some of the best Credit suppliers in the world in order to offer you an unprecedented choice in payment options, so if you want to spread the cost of your purchase you can so safe in the knowledge that you will be paying no interest whatsoever over the term of the loan.
Please take a look at the following options that we have available and choose which ever one suits you best :-
- Up To 24 Monthly Installments at 0% .
We are over the moon to be able to offer an industry leading zero percent period of up to 24 months on your purchases with Klarna.You can spread the cost over 3, 6, 12 or 24 months on qualfying orders. This gives you an affordable way to manage your repayments, with 0% representative APR and no arrangement fees or hidden extras whatsoever. Simply choose Klarna Buy Now Pay Later at the checkout and choose your payback term with no interest, no fees and no credit agreement..
Order Value Eligibility Interest Free
£35.00 - £1000 - 3 Monthly Installments At 0%
£300 - £4000 - 6 Monthly Installments At 0%
£500- £4000 - 12 Monthly Installments At 0%
£1000 - £4000 - 24 Monthly Installments At 0%
Order Value Eligibility Interest Bearing
£60.00 - £4000 - 36 Months at 18.90%
Cash / purchase price £1,200
24 months promotional rate of interest 0% p.a (variable)*
Nature and amount of any other charge £0.00
The total amount of credit £1200.00
Representative APR 18.9% APR Representative
*If you do not make your full monthly payment, the interest free arrangement will cease and you'll be required to pay interest on all future payments at 18.9% APR Representative.
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
Who are Klarna ?
Klarna are the provider for easy payment services to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna offers payment options such as slice it which allows you to spread the cost of your purchase into equal monthly payments. This means you can buy those bigger purchases when you need them by ‘slicing’ the cost into monthly instalments with no interest, no fees and no credit agreement.
How Do I Use Klarna ?
Each product on the website shows the interest free term lengths that are available and what the monthly installments would be, simply add the product to your cart and at the checkout choose Klarna 'Buy Now Pay Later' and the term length that suits, enter the on screen details and Klarna will make an instant decision, if you are accepted your order will be sent straight out. When you apply with Klarna, just make sure you have the following:Phone number
Date of birth
Will A Credit Check Be Carried Out ?
Klarna will not carry out a credit check for the three months interest free installments option, however all over terms will require a full credit check which is carried out by Klarna.
Am I eligible?
Your eligibility to Pay in Three is subject to your financial circumstances.
To use Klarna you need -
- To be 18+
- A valid mobile number & email address
- A UK home address
- A credit/debit card that will be valid for 60 days after placing your order
- A Facebook account in the applicants name
Paypal Credit - 4 Month Interest Free Installments.
A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.
Rattan garden set £1300 - checkout with Paypal credit.
Four monthly installments of £325
Total paid after 4 months - £1300
About PayPal Credit
PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, cardless revolving credit limit. If approved by PayPal Credit, the credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no lengthy application to fill out, just answer a few quick questions, review and accept the terms and conditions and get a decision in seconds. If you are approved for a credit limit with PayPal Credit then you can use it for future purchases with other retailers.
Frequently asked questions
How does PayPal Credit work?
You can use PayPal Credit on purchases at thousands of stores that accept PayPal. It’s also available for purchases on eBay and exclusively at thousands of other online stores.
- Follow the Check out steps then choose the option 'Bill Me Later'.
- Answer 2 quick questions and accept the terms.
- You’ll know within seconds if you are approved.
- Look for your PayPal Credit statement via email.
If your PayPal Credit account is linked to your PayPal account, your offers may vary.
How do I start using PayPal Credit?
Select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions, to apply for a PayPal Credit account. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your PayPal account and you’ll see it as a payment option every time you check out with PayPal.
How do I select PayPal Credit as my payment source?
There are two ways to choose PayPal Credit. Some merchants have a PayPal Credit option at checkout. If they do, you can simply choose that option. If you don’t see a PayPal Credit option, check out with PayPal, and then you’ll have the option to select PayPal Credit as your payment method. Either way a window will appear on your screen where you’ll provide your date of birth and the last 4 digits of your Social Security number, and then agree to the terms and conditions. Approval takes just seconds and you can complete your purchase.